Your Smart Personal Finance Companion

Own your credit journey —improve it with clear insights, and discover financial products tailored to how you spend

Take Control of Your Financial Health

Novance brings your credit score and spending insights together into one simple view — helping you understand your money better, improve your financial health, and make smarter decisions with confidence.

See Everything Clearly

Credit score, spending, and financial activity — all in one place.

Make Smarter Decisions

Clear insights and product suggestions tailored to you.

Stay in Control

Consent-driven access and privacy-first security.

You Have Financial Data. But Do You Have Financial Clarity?

									From credit scores to spending alerts, your financial information is everywhere. Novance simplifies it into one clear dashboard — helping you understand your money and take confident control.								

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Our Core Features

Unified Financial Visiblity

A clean, easy-to-navigate app on Android & iOS that puts your entire financial world in one place; no financial expertise or complicated setup required.

Credit Score + Health Breakdown

Get your credit score instantly with a full breakdown of every factor, so you always know exactly where you stand and why.

Credit Repair Engine

See what’s impacting your credit score and get clear, prioritized steps to strengthen it — no confusion, no guesswork.

Smart Spending Insights

See where your money goes, identify spending patterns, and build smarter financial habits with clear, easy-to-understand insights.

Personalized Product Recommendations

Discover credit cards, loans, insurance, and more tailored to your real income and spending habits — not generic demographic profiles.

Privacy & Security Layer

Built with a consent-first approach and ISO 27001:2022–aligned security to keep your financial data safe, private, and under your control.